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  • This question is reasonably likely to come up today in the same format as it is quite close to the example shown in the source text. Candidates have to note the loss limit they're working with ($500,000) is greater than the split shown in the tab…

  • The notation in this question is confusing at first glance in our opinion. Candidates were expected to realize the loss elimination ratio, k, in the ICRLL adjustment is a ratio of loss dollars and here we're given loss ratios and standard premium…

  • No worries. We've made a new thread for this question here:

    https://battleacts8.ca/8/forum/index.php?p=/discussion/25/201…

  • I'm really sorry but I'm not seeing 2017 Q12 mention B=26,820 anywhere. Could you elaborate a bit more on your question please.

  • This is one of the more confusing aspects of the Fisher reading. You can switch back and forth between using losses and expense dollars or loss ratios and expense ratios within the retrospect rating formula. Essentially, you get a second version …

    in 2013.Fall 14 Comment by admin July 2021
  • We're told this is a balanced plan so the expected retrospective premium should cover both the expected loss and expenses, i.e. E[R] = E+e

    The CAS solution lets D be the discount for the retro plan relative to the standard premium, so (1-D)…

  • First write out the list of all possible loss scenarios. They are $500,000; $1,500,000; $2,500,000; and $3,500,000. Notice the $500,000 loss is always occurring.

    Now assign probabilities. A $1 million large loss occurs every 3 years so has …

  • Sorry, a poor attempt on our part. Phi_(r_G) is the Table M charge for losses which exceed the maximum premium (we're given a maximum premium rather than a maximum loss but the idea is the same). Since the maximum premium loss ratio is 80% we nee…

    in F16 Q13a Comment by admin July 2021
  • Yes, this is still testable. The Fellowship exams test at a higher level of Bloom taxonomy and can draw on ideas from earlier exams and other readings on the syllabus.

    This particular question merges Lee diagrams (Fisher reading) with ILFs…

  • Yes, this is still relevant. The CAS tests the Fellowship exams at a higher level of Bloom's taxonomy so you're required to try and work out what the exam committee were thinking. In this case, they were asking for the discount in expected premiu…

  • The probabilities shown are directly from Exam P/Bahnemann's basic review chapters. Don't overthink it, just remember an event either happens or does not and there's a probability associated with each of these outcomes for the event.

    Then s…

  • We're not given enough information about the risk to directly calculate the converted insurance charge so you have to use the information in the chart to estimate it.

    phi_(r_G) is the ratio of expected excess losses to expected losses at en…

    in F16 Q13a Comment by admin July 2021
  • Yes, all of the questions in the BQ are still from the material and relevant to this section.

    Please keep in mind the Fellowship exams test at a higher level of Bloom's taxonomy than earlier exams. As such, questions may draw on several di…

  • Hi,

    Good question, you've nearly got the right answer but it didn't help that we had a small coding error too.

    For a distribution A ~ Uniform [a,b], the distribution Y = A/E has a uniform distribution on [2a/(a+b), 2b/(a+b)] so your u…

  • You're correct, Hazam is referring to using additional driver characteristics, particularly the presence of driving offenses such as speeding or DUIs etc that are presumably correlated with insurance claims. The use of these characteristics would…

  • We checked the Fisher source text and there's no mention of interest rate risk in it. Looking at the exams available (prior to moving to CBT), they asked about interest rate risk in 2015 (#13, biii). In that particular question they were looking …

  • Hi,

    The Excel versions are located within the BattleActs PowerPack - specifically Station 4: Power Core. There is a set of Excel files for each wiki article. The first version in each set contains the problems you mention.

  • Thanks, we've moved this question to Fisher.TableM.

  • Thanks, that's a good suggestion. We've moved it to mini Battle Quiz #4.

    in F12 Q16c Comment by admin July 2021
  • Hi,

    In this case you got lucky... It's possible a risk could be expected to have only primary losses and no excess losses, so Ep would be less than the split point and Ee would be 0.

    The CAS solutions to this question show how much t…

  • Hi,

    This material is covered in Chapter 1, Section 10 "Evaluating and Comparing Plans" in the source text. It's also covered in our wiki article on Fisher Chapter 1 (Experience Rating), just below the Quintiles Test.

  • Great question. The study time is rather subjective and is based on the experience of our content team as well as feedback received from users over time. Our philosophy has been one day equals one working day, so around 8 - 9 hours of study time.…

  • To the best of our knowledge the CAS hasn't released a consistent copy of the tables you would get on the exam. In general, if you need something it is included either in the Tables or the Formula buttons which open a new window with the informat…

  • Thanks for raising this. We've moved this question to the first battle quiz within Goldburd.Validation and updated the wiki pages - hopefully this is a better place for it.

    The definitions of the three types of model are covered in the fir…